Breakdown coverage is the service used to assist an operator facing a mechanical failure in the vehicle. No doubt, the motor drivers are capable to serve minor repairs. But with the advancement in technology, the automobiles offer a complicated and complex architecture, making the repair process difficult. This bought the introduction to the Roadside Assistance. The buyer can register for a roadside assistance service, either at the time of purchasing a vehicle or later can register for this service.
Provide financial coverage for the repair or replace ment of the vehicle that got damaged in an accident with another vehicle or object (fence or a tree). It doesn’t cover the loss due to theft or vandalism.
This insurance provides protection against the legal liabilities to a third party,i.e. the insured person is the at-fault driver. It will provide coverage against injuries to third person and damage to the property insured. This insurance is mandatory in India as per the Motor Vehicle Act.
Provides cover against the damage caused to the vehicle and third-party liability. This insurance will serve for losses from incidents like theft, natural disasters and vandalism.
This includes added coverage by paying a nominal cost to the insurance provider. It constitutes zero depreciation cover, NCB protection, invoice cover, engine protection, medical expenses, accessories and more.
This comprehensive package takes care of all your worries at once cleaning the car from top to bottom with all benefits of the interior and exterior package covered.
Read the vehicle insurance policy carefully and get the additional terms, if promised any at the time of purchasing the policy signed from the insurance provider, in order to have a written record.
Inquire about additional perks or benefits that will be provided along with the vehicle insurance cover.
Go through the strengths and limitation of the vehicle insurance. This will provide clarity over the policy terms and urge to discuss the limitations if any.
Check and confirm the vehicle insurance details on claiming the financial cover. You can even ask for the amount payable by the insurance companies in different scenarios for better understanding.
Compare quotes on buying and renewing a vehicle insurance from different vendors. It is important to have a financial protection for the vehicle to ensure safety both on and off the road.
One must surf the review and rating before finalizing a vehicle insurance policy. These insights to the customer experience will help in making your mind for a vehicle insurance.